About Us

Carrier Financial Services was founded with an emphasis on retirees and those nearing retirement.

As your advisor, our commitment is to help you achieve your financial goals so you can have the time to live the life you love.


Laurent Carrier Laurent Carrier truly understands how to balance risk with reward and safety.

Owner and Founder, Carrier Financial Services

Independent Registered Investment Advisor

With more than 40 years of experience helping clients reach their retirement and income goals, Laurent Carrier truly understands how to balance risk with reward and safety. He is adept at managing the complex financial needs of today’s retirees and pre-retirees and providing them with investment plans that are comprehensive, yet easy to understand.

In addition, Laurent specializes in helping Federal employees sort through their complicated benefits and optimize their retirement options and income.

Laurent is committed to delivering personalized service to each individual with whom he works. From designing plans for guaranteed lifetime income to minimizing income taxes and probate costs at death, he is passionate about fully understanding the needs of each client and finding workable solutions to meet those needs. Throughout his career, Laurent has utilized a conservative philosophy with an emphasis on asset growth and preservation.

He founded Carrier Financial Services to help clients recognize and prepare for the unknowns of their health and finances, and create freedom for themselves and their families. Carrier Financial Services, a registered investment advisory (RIA) firm, has been awarded an A+ rating from the Better Business Bureau. The firm specializes in retirement, estate, legacy and long-term care planning as well as growing clients’ net worth to maintain their current and future lifestyles. They partner with attorneys, money managers, insurance professionals and CPAs to establish a reliable network of professionals that work as a team to coordinate your planning while keeping your best interests at heart.

In 2011 Laurent completed Dave Ramsey's Entre Leadership Masters Series

In 2011 Laurent completed Dave Ramsey’s Entre Leadership Masters Series, joining an elite group of Entre Leaders who have taken this important step forward in transforming themselves and their businesses with a cmomitment to serving you.

Laurent is a member of the National Ethics Association, a Registered Investment Advisor Representative and a licensed insurance professional. He has presented hundreds of educational programs to groups such as IBM, the Air Force Academy, Intel, Colorado Department of Transportation, AT&T, the City of Colorado Springs, EI Paso County Employees, Penrose Hospital, College of America and the Colorado Springs Fire Department and many others. Laurent is a former board member of the Pikes Peak Chapter of the American Red Cross and has served on the Advisory Board at Colorado College’s Summer Music Festival.



Barbara Grimes Barb is the primary support to Laurent and our clients

Operations Manager

Investment Advisor Representative,

Licensed Insurance Professional

Barb has worked for Carrier Financial Services since 2004. Involved in the financial services field since 1983, she is the primary support to Laurent and our clients.  Barb has extensive training and experience in helping people in private and publice sectors with their retirement income goals.



Charities We Support

  • American Red Cross
  • Rock Mountain Women’s Film Festival
  • American Cancer Society
  • Salvation Army
  • Colorado Springs Parochial Schools
  • Marian House (feeds the homeless)
  • Crawford House (supports veterans)
  • Prison Ministries
  • Central Asia Institute (builds schools in Pakistan)
  • Compassion International (world’s children)
  • Teen Court (keeps young offenders out of prison)
  • Colorado College Summer Music Festival
  • The Alzhiemer’s Association
  • Good Will
  • ARC
  • Care and Share